A QCD is a direct transfer from your IRA to a qualified 501(c)(3) charity. If you’re age 70½ or older, you can direct up to $111,000 per person in 2026 to charity. The amount can count toward your RMD and is not included in your taxable income.
A QCD is a direct transfer from your IRA to a qualified 501(c)(3) charity. If you’re age 70½ or older, you can direct up to $111,000 per person in 2026 to charity. The amount can count toward your RMD and is not included in your taxable income.