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Question

Should I create a credit shelter trust to reduce Illinois estate tax?

Answer

A credit shelter trust (also called a bypass trust) is often recommended for married Illinois couples because the state doesn’t offer portability between spouses. Without this structure, a surviving spouse may lose the first spouse’s $4 million exemption. A qualified estate planning attorney can determine whether a credit shelter trust is appropriate for your situation.

Related FAQs

Is a will or a trust better for reducing Illinois estate tax?

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Tax Planning Estate Planning Asset Protection Trusts Tax Basics Tax Tips & Tricks Protecting Your Legacy Inherited Wealth Generation FAQs
Last Updated Aug. 17, 2026
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