Question

Should I agree to an asset split that looks equal on paper?

Answer

Not without analyzing tax implications — assets that appear equal may have very different after-tax values. For example, a pre-tax retirement account worth $500,000 will be worth significantly less after taxes than $500,000 in cash, which could shift the split heavily in your spouse’s favor.

About Mercer Advisors

We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.

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