Question

How soon should I invest the proceeds from a business sale or inheritance?

Answer

There’s no universal timeline, but a tiered allocation approach helps. Divide proceeds into near-term liquidity reserves, medium-term income capital, and long-term growth capital — and deploy each tranche on its own timeline. Rushing into long-term investments without an investment policy statement can result in an allocation that doesn’t match your goals or risk profile.

About Mercer Advisors

We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.

Want to learn more about Mercer Advisors?