Question

What is financial planning for primary-breadwinner women?

Answer

Financial planning for primary-breadwinner women centers on protecting the income your family depends on while coordinating the household’s full financial picture. That typically means sizing life insurance at 15 to 20 times your current income, coordinating disability coverage across both spouses, and aligning retirement contributions across two earners’ plans. Estate planning should acknowledge the earning imbalance, and high-income households may benefit from prenuptial or postnuptial agreements. A coordinated plan can give you confidence that your family can stay secure no matter what the future brings.

About Mercer Advisors

We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.

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