The 2026 Trustees Report estimates the retirement trust fund could be depleted in late 2032, with continuing income covering about 78% of scheduled benefits. For the combined retirement and disability funds, the estimate is 2034, with continuing income covering about 83% of scheduled benefits. Social Security wouldn’t disappear, but benefits could be reduced unless Congress acts. Stress-testing your plan with a lower benefit can help you prepare.
We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.
