There are countless things you need to think about when you get your first full-time job: How to make a good impression on your boss, connect with your colleagues and figure out how to spend that first paycheck.

One thing that may not be top of mind: setting up your retirement account.

But making sure you’re taking full advantage of your 401(k), or any other employer-sponsored retirement account your job might offer, is one of the most important steps you can take for your future financial security.

Read more here.