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Question

Where do I find my current 401(k) contribution limits and plan options?

Answer

Your plan administrator or HR department can confirm whether your employer offers the super catch-up for workers ages 60-63 and whether a Roth 401(k) option is available. The IRS also publishes updated contribution limits each year. Your wealth advisor can review your full financial picture and help you determine the most effective contribution strategy for your situation.

Related FAQs

Do I need to update my financial plan because of the new catch-up rules?

What are catch-up contributions and who can make them?

What is the difference between the standard catch-up and the super catch-up?
Retirement Financial Planning Retirement Planning Living in Retirement Impact of New Laws Tax Basics FAQs
Last Updated Aug. 31, 2026
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