Does having a baby count as a qualifying life event for health insurance?

Yes. The birth or adoption of your child is considered a qualifying life event, meaning you can make changes to your health insurance plan outside of the standard open enrollment period. You typically have 30 to 60 days from the birth or adoption date to elect new or updated coverage for yourself and your child. Review your available plan options carefully, considering deductibles, out-of-pocket maximums, and anticipated use.