Some options exist, including repositioning UTMA assets into a 529 plan with an UTMA wrapper, which preserves some structure around education spending. Under the SECURE 2.0 Act, 529 funds, not UTMA funds directly, may also be rolled into a Roth IRA subject to conditions. These strategies involve tax and legal considerations that vary by family. Consulting with a wealth advisor and tax professional is advisable before taking action.