Question

Is Roth treatment for employer contributions right for everyone?

Answer

Not necessarily. Because the election creates immediate taxable income, it may be more advantageous for some individuals than others depending on income level, tax bracket, and long‑term planning goals.

About Mercer Advisors

We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.

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