Offer a retirement plan that helps you and your employees reach your financial goals.
You want to offer a retirement plan that’s also easy to implement and manage while meeting the needs of your business. Mercer Advisors provides retirement plan services designed specifically for businesses like yours, to help you prepare for the future with confidence.
Ease Your Administrative and Fiduciary Responsibilities
As a retirement plan sponsor, you are a fiduciary, which means you are required to follow certain rules and regulations when it comes to managing your plan. Balancing these obligations with your day-to-day responsibilities can be a challenge. We can help alleviate much of the management and investment duties for you, freeing you up to focus on your primary role, whether that be running a small business, or managing an organization with multiple employees and moving parts.
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Our experienced team of retirement plan advisors act as fiduciaries. This means we can take on the regulatory responsibility for managing your plan investments, helping to reduce the cost and complexity of your retirement plan benefit and giving you one less thing to worry about.
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Imagine a boutique experience centered around you and your employee retirement plan needs with an attentive, knowledgeable team standing at the ready to help you achieve your financial goals. That’s the level of service and commitment you can expect when you partner with Mercer Advisors.
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We help you select the investment offerings for your plan based on the best interests of you and your employees, not our firm.
We do not offer proprietary investment products, which gives us the ability to choose investments using time-tested, research-driven methodologies. Our cost-effective investment portfolios are created to help maximize long-term returns while minimizing risk. As a national RIA, we can provide institutional pricing to help lower your overall costs.
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Our investment approach and philosophy isn’t directed by a single individual—it’s guided by a committee made up of 23 investment professionals from across the firm with deep financial and wealth management industry experience. Investment Committee members make it their mission to stay up to date on the latest academic data and market research to ensure our offerings remain competitive and reflect our clients’ best interests.
What’s more, we have a dedicated ERISA sub-committee that is well-versed in ever-shifting retirement plan regulations and their impact on our clients.
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We understand that your company’s values are important to you, your employees, and your organization. We can manage a menu of investments that reflect those values, and either include or exclude investments from your plan’s line-up.
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Mercer Advisors has served businesses for more than 30 years. Backed by our firm’s reputation and longevity, we have helped thousands of clients navigate the markets, build wealth, and create legacies for the future.
Learn more by calling 888.912.0920 or emailing retirementplans@merceradvsiors.com.
Mercer Advisors offers the strength of a large national firm with the personal touch you expect from a local office.
TRUST WE HAVE EARNED
Read Reviews from our Clients
Helping families like yours for over 40 years and counting.
Frequently Asked Questions
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While financial independence will look different for everyone, there are some general principles that can help you work toward this goal:
- Establish a Sustainable Withdrawal Rate: Begin by calculating how much you need to withdraw annually from your portfolio to cover expenses. Factor in income sources like Social Security and pensions, and subtract these from your total spending needs. Generally one should aim for an initial withdrawal rate of 4-5%, adjusting annually for inflation. Be mindful of taxes and market volatility, as they can significantly impact your withdrawal rate.
- Diversify Your Investment Portfolio: Protect your savings by diversifying across asset classes to reduce risk. Consider balancing growth-oriented investments with more conservative options to help ensure your portfolio can withstand market fluctuations while supporting your long-term financial goals.
- Plan for Unexpected Expenses: Prepare for unforeseen costs by maintaining a financial cushion—and having appropriate insurance coverage to help blunt any surprise costs. Regularly review and adjust your plan to account for evolving circumstances, can help ensure your money lasts throughout your retirement.
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Look for someone with expertise in retirement planning, including Social Security, Medicare, and tax strategies. Ensure they offer personalized, comprehensive advice tailored to your lifestyle and goals.
Transparency is key—choose someone with a clear fee structure, mitigating conflicts of interest. Working with a fiduciary advisor will help ensure this person is always working in your best interests.
Finally, evaluate their communication style and willingness to educate. Your advisor should give you the guidance you need to confidently navigate the complexities of retirement.
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We believe the best investment strategy for retirement is unique to you—your specific goals, needs, life stage, and situation. It’s practically impossible to choose one “best” strategy. That said, we do believe in adhering to five evidence-based principles for investing:
- Diversify broadly, both across and within global asset classes
- Use factors to determine investments within asset classes
- Take a systematic, long-term approach to investing and building wealth
- Rebalance regularly
- Keep costs, turnover, and taxes as low as possible
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At Mercer Advisors, the phrase “unified in-house team” refers to our integrated group of professionals — financial planners, investment managers, tax advisors, estate strategists, insurance specialists, and other professionals — who collaborate to design and execute your comprehensive financial plan. This unified approach helps ensure all aspects of your financial life are working together.
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A fiduciary is legally obligated to act in your best interest, placing your needs above their own. As a Registered Investment Advisor (RIA), Mercer Advisors upholds this fiduciary duty, ensuring that our advice is aligned with your financial goals.
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Mercer Advisors offers flexible engagement options to meet your preferences. While we have 100+ offices nationwide, we also provide virtual services, allowing you to collaborate with your advisory team remotely.
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We believe in simple, transparent fees. As a fee-based fiduciary, we can remain focused on doing what’s best for you, not commissions.
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Yes! We offer a complimentary consultation where we’ll discuss your financial goals and how we can help. If you’d like to move forward and work with us, you’ll be thoughtfully matched with an advisor suited to your needs who can create a plan and help you put it into action.
1Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through select third parties unaffiliated with Mercer Advisors.
Mercer Advisors was ranked #1 for RIA firms with up to $70 billion in assets. The Barron’s top RIA ranking is based on a combination of metrics – including size, growth, service quality, technology, succession planning and others. No fee was paid for participation in the ranking, however, Mercer Advisors has paid a fee to Barron’s to use the ranking in marketing. Please see important information about the ranking criteria methodology here.
The achievement of any professional designation, certification, degree, or license, recognition by publications, media, or other organizations, membership in any professional organization, or any amount of prior experience or success, should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results or satisfaction if Mercer Global Advisors, Inc. is engaged, or continues to be engaged, to provide investment advisory services.
*Company statistics as of 6/30/25. Client assets refers to client assets under management (AUM) and client assets under advisement (AUA) as well as assets gained from recent acquisitions where the advisory agreements have been properly assigned to Mercer Global Advisors, but the custodial accounts have yet to be transferred and/or the accounts have yet to be migrated to Mercer Global Advisors’ portfolio management system.
Please Note: Limitations. Neither rankings and/or recognitions by unaffiliated rating services, publications, media, or other organizations, nor the achievement of any professional designation, certification, degree, or license, membership in any professional organization, or any amount of prior experience or success, should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Mercer Advisors or its investment professionals are engaged, or continues to be engaged, to provide investment advisory services. A fee was not paid by either Mercer Advisors or its investment professionals to receive the award or ranking. The award or ranking is based upon specific criteria and methodology (see ranking criteria/methodology via the “Read More” links). No ranking or recognition should be construed as an endorsement by any past or current client of Mercer Advisors or its investment professionals.
