Financial Advisors for Professional Athletes

Wealth Planning Built for the Demands of Professional Sports—and Beyond

Your earning years as a professional athlete may be short—but your financial future should be built to last. At Mercer Advisors, we provide specialized guidance to help you navigate the complexities of athlete wealth management, tax strategies, asset protection, and career transitions with confidence and discretion.

Why Pro Athletes Need Specialist Financial Advisors

Professional athletes often navigate financial landscapes that are far more complex than those of traditional careers. Balancing substantial earnings with an uncertain future, public scrutiny, and intricate tax obligations requires careful decision-making. Your priorities may range from safeguarding your wealth to efficiently managing financial responsibilities and creating a lasting impact through philanthropy or generational wealth.

At Mercer Advisors, we recognize that financial management for athletes goes beyond simple wealth preservation. It’s about structuring assets to align with long-term goals, helping to ensure privacy and security, and making informed decisions that protect both your future and the financial well-being of those you care about.

Build and Protect Wealth During Peak Earning Years

Your peak earning years provide a powerful foundation for lifelong financial security, but without the right strategy, your wealth can be vulnerable. We help professional athletes structure their finances to support both immediate needs and long-term goals, seeking to ensure stability and sustained success beyond their playing careers.

Our approach includes aligning contract income and endorsement deals with a personalized investment portfolio and plan that balances growth, liquidity, and risk management. Additionally, we implement risk mitigation tools and asset protection structures designed to guard against financial volatility, career transitions, and unforeseen challenges.

Specialized Services
for Pro Athletes

  • Wealth Protection & Risk Management to help safeguard assets from career uncertainty
  • Institutional-Caliber Investment Strategy to build long-term financial security beyond peak earnings
  • Multi-State Tax Optimization to minimize liabilities across contracts and endorsements
  • Luxury Asset Management to strategize for real estate, aviation, and high-value purchases
  • Philanthropy & Legacy Planning to structure charitable giving and generational wealth
  • Post-Career Transition Planning to help ensure financial stability after retirement
  • Privacy & Liability Protection to shield assets from external scrutiny, pressure and exposure
  • Family Wealth & Estate Planning to help secure financial stability for future generations

Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning documentation preparation and other legal advice is provided through select third parties unaffiliated to Mercer Advisors, depending on the complexity of the estate, additional fees may apply. Tax preparation and tax filing services typically requires a separate fee from our investment management and planning services.

Tax Planning That Reflects Your Unique Income Landscape

For professional athletes, tax obligations can be as unpredictable as career trajectories. With earnings spanning multiple states, endorsement deals, and fluctuating contracts, strategic tax planning is essential to minimizing liabilities and protecting long-term financial security.

Our approach ensures that athletes optimize their tax position while maintaining strong cash flow. We help clients navigate multi-state taxation, including jock taxes, residency considerations, and income structuring to reduce exposure. By integrating business entities, trusts, and charitable foundations, we create tax-efficient strategies that align with financial goals and philanthropic aspirations.

Our approach includes:

  • Managing multi-state tax obligations with precision.
  • Integrating business entities, trusts, or charitable foundations for tax efficiency.
  • Collaborating with your CPA and agent to maintain strong cash flow while reducing tax exposure.

Family, Estate, and Legacy Planning for Professional Athletes

Thoughtful estate planning and philanthropic strategies can help ensure that your wealth is protected, structured, and aligned with your long-term goals.

  • Preserve generational wealth by establishing trusts designed to safeguard assets for your family.
  • Create charitable structures to give back to your community while maintaining financial efficiency. We can help determine whether a foundation or a donor-advised fund is better for your goals.
  • Develop estate strategies that minimize tax burdens and help ensure seamless and tax-smart wealth transfer.

We help athletes structure their financial plans to support both personal and philanthropic aspirations, ensuring their impact lasts well beyond their playing years.

Additional Solutions

Beyond career-specific strategies, our team provides holistic financial services designed to protect, preserve, and grow your wealth — now and for years to come.

Estate Planning

Protect what you’ve earned and provide for those you care about with strategies that include wills, trusts, and legacy planning tailored to your situation.

Investment Management

From liquidity planning to long-term growth, we create personalized portfolios aligned with your career timeline, risk tolerance, and financial goals.

Tax Planning

Navigate complex tax rules across states, income types, and endorsement deals with proactive strategies that minimize liabilities and maximize after-tax income.

What You Can Expect From Our Advisors

We understand the unique demands and opportunities of a professional athlete’s financial life. Our team brings deep experience, proactive guidance, and a trusted partnership every step of the way.

Discreet, Relationship-Based Service

We prioritize your privacy and build long-term relationships grounded in trust, communication, and understanding.

A Team of Specialists Working Together

You’ll have access to credentialed professionals in investment management, tax planning, estate strategy, and more—all aligned around your goals.

Strategies Built for Every Season

From rookie year to retirement and beyond, we help you stay financially prepared and confident through each transition.

Financial Game Plan Checklist

From managing earnings during peak performance to preparing for life after sports, we help professional athletes build a financial game plan that protects and grows wealth.

#1

Review

Review contracts and income sources (salaries, bonuses, endorsements)

#2

Invest

Build an investment strategy for both short-term needs and long-term growth

#3

Manage Risk

Create a risk management plan (insurance, trust structures, legal protection)

#4

Tax Strategy

Develop a multi-state tax strategy to protect income and minimize liabilities

#5

Post-Career Plan

Start post-career planning early to ensure financial stability

FAQs for Professional Athletes

  • The sooner you start planning for retirement, the more control you have over your financial future. Early preparation allows for structured wealth accumulation, minimizes tax burdens, and helps protect assets from career uncertainties. With proactive planning strategies, you can work to secure long-term stability, maintain your lifestyle, and confidently transition to life beyond professional sports.

Let’s Build a Financial Game Plan