The 2026 IRS tax inflation adjustments will apply when you file during the 2027 tax season. What changed? The 2026 tax brackets and rates, standard deductions, and retirement contribution limits were all modified to help keep up with inflation.1
These changes can affect how much you owe or how much you save. Higher income thresholds may help you avoid moving into a higher tax bracket, while increased deduction amounts could lower your taxable income. And if you’re saving for retirement, higher contribution limits mean you can put more money away with tax advantages.
For more 2026 income tax essentials and 2027 tax season changes, download the PDF here.
Smart tax planning can help you keep more of what you earn and align your finances with your long-term goals. Our comprehensive wealth management solution integrates tax planning, financial planning, investment management, estate planning, and insurance solutions. And when it’s time to file, we offer tax preparation services too.
Contact your Mercer Advisors wealth advisor for more information. Not a Mercer Advisors client? Let’s talk.
1 “IRS releases tax inflation adjustments for tax year 2026, including amendments from the One, Big, Beautiful Bill.” IRS, Oct. 9, 2025.
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