Rebalancing is restoring your target asset allocation by selling assets that have grown and buying those that have lagged, which helps keep your risk exposure steady and applies a “sell high, buy low” discipline. Two common approaches are calendar-based rebalancing (quarterly or annually) and threshold-based rebalancing (acting when any asset drifts 5% or more from target). For high-net-worth investors, tax-aware rebalancing typically uses new contributions and withdrawals first, then uses tax-loss harvesting to offset gains. A thoughtful rebalancing process helps keep your portfolio aligned with your goals while aiming to minimize unnecessary tax drag.
We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.
