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Question

What are federal employee’s rollover options for TSP?

Answer

Federal retirees can roll over their Traditional or Roth TSP into an IRA to maintain tax advantages, or into another qualified plan. Keeping funds in the TSP provides low-cost index options, but rolling into an IRA allows for more flexibility in withdrawals, Roth conversions, and estate planning. Be mindful of required minimum distributions (RMDs).

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Federal Employees FAQs
Last Updated May 14, 2026
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