No. Some planning windows close at the letter of intent, but many decisions with significant financial consequences are still ahead of you. Tax elections, final deal structure, rollover equity terms, earnout mechanics, escrow, and the timing of proceeds all remain open during negotiation, and each one affects your after-tax result.
What changes after the LOI is the type of planning available. Strategies that depend on transferring equity at a pre-deal valuation — certain trust structures and charitable techniques — generally need to be in place before a price is established. Strategies tied to how the transaction itself is structured and taxed stay live until closing. Engaging at this stage means concentrating on the second category while preparing the post-close plan in parallel, so nothing waits until after the wire.
We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.
