Charitable bunching concentrates several years of charitable gifts into a single tax year — often through a donor-advised fund — so your total giving clears the standard deduction threshold and lets you itemize. In off years, you take the standard deduction instead. This strategy can be valuable because your combined state and local taxes, mortgage interest, and charitable gifts often need to exceed $32,200 (in 2026) for married couples filing jointly before itemizing pays off.
We exist so you don’t have to worry about money. For more than 40 years, we’ve taken the sophisticated, time-tested approach that many ultra-high net worth individuals use to help manage their financial lives and made it accessible to more families.
