Question

What is the great wealth transfer and how does it affect women?

Answer

The great wealth transfer is the largest generational wealth shift in U.S. history, with a projected $124 trillion expected to change hands by 2048.11 Women stand to inherit most of this wealth — roughly $54 trillion could transfer to surviving spouses (95% of whom are women), and another $47 trillion could pass to women in younger generations, and by 2030, women are projected to control $34 trillion in U.S. investable assets.12

12“Older Women Set To Inherit Most of $54 Trillion in ‘Great Wealth Transfer’ to Widowed Spouses.” CNBC, March 14, 2026.

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