One Team Through It All
Ranked the #1 independent advisory firm in the nation by Barron’s, Mercer Advisors offers a comprehensive approach to financial planning and wealth management through every phase of life.
Our integrated team of professionals — from Certified Divorce Financial Analysts (CDFA®s) to retirement specialists — will help you develop a deeper understanding of your assets, craft a detailed plan, and talk through potential implications on lifestyle, cash flow, tax and estate plans, and more.
We Help Women Plan What’s Next
Whatever your situation, our highly trained advisors are here to help you protect your wealth and prepare for the future.
What We’ll Cover Together
Your financial circumstances are unique, and your planning should be, too. To get started, a hand-picked wealth advisor will lead an in-depth conversation about where you are today and where you want to go.
This process ensures that every decision — from asset management to tax optimization — is part of a well-coordinated strategy
Your Personal Finances
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We’ll look at your sources of income, current cash flow, debt, savings trends, and future cash needs.
Your Investments
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We’ll ask about your risk tolerance and desired rate of return and delve into your current strategy and positions.
Your Tax Situation
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We’ll examine your recent returns and talk about your future expected tax brackets and filing status.
Your Retirement Plans
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We’ll detail your current tax-advantaged accounts and work to understand your desired retirement goals and lifestyle.
Your Estate Plan
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We’ll ask about your legacy goals for your assets and family, and discuss medical needs and life expectancy.
Your Children’s Education
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If you have education savings goals, we’ll go through the expected costs and related tax considerations.
Your Insurance Coverage
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In addition to vanilla options, we’ll also talk about future long-term care needs as well as liability coverage.
Other Important Dynamics
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We’ll discuss topics like business succession, divorce, children with special needs, stock options, and more.
Specialized Divorce Financial Planning & Services
- End-to-end consulting, from pre- to post-divorce
- Illustrating potential financial outcomes from legal settlements
- Collaborating with your divorce attorney to provide litigation support
- Navigating how state family law can affect your options
- Analyzing financial disclosure documents for tax-efficiency opportunities
- Planning for your new financial reality: cash flow, retirement
- Enacting asset division as dictated by divorce agreement
- Advising on tax filing as single or head of household
A Family Office for Your Family
We’ve adapted the sophisticated, time-tested strategies used by ultra-high-net-worth individuals to help more families take control of their financial future.
A unified in-house team
of planners, investors, accountants, and estate strategists that designs — and executes — your financial plan.
A hand-picked advisor
who is focused on serving you, not on finding new clients.
An institutional-grade portfolio
personalized to you and managed by a team of 100+ investment professionals, not just one advisor.
A boutique fiduciary with national strength
that combines intimate service and sophisticated capability, and only acts in your best interest.
Mercer Advisors offers the strength of a large national firm with the personal touch you expect from a local office.
TRUST WE HAVE EARNED
Read Reviews from our Clients
Helping families like yours for over 40 years and counting.
Frequently Asked Questions
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It’s a good idea to organize your current financial picture — and imagine what your post-divorce financial life may look like — prior to filing for divorce. Consider the following questions:
- Which assets are jointly owned, which are in my name, and which are in my spouse’s name?
- Do I have an accurate appraisal of the value of each of our major assets?
- What debt do I have? What shared debt do we have?
- How is my current lifestyle funded?
- What might my monthly income and expenses look like after divorce?
- How much might I be able to expect in child support and/or alimony?
- How much will the divorce attorney cost?
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Divorce finances can be complex, and when coupled with a potentially emotionally-charged situation, they can be explosive. That’s why we believe it’s in your best interests to get an object third party in the form of a divorce financial advisor to help guide you through this challenging time. Some key subjects to know about:
- Asset Division: Each state has different rules that affect how assets and debts are classified and divided (see the next section for more detail), and if you have a prenuptial agreement in place, that may also factor into the details of your divorce agreement when it comes to asset division.
- Alimony: May be awarded to a spouse to provide ongoing financial support after a divorce. The amount and duration are determined by things like marriage length, each spouse’s income/financial situation, contributions to the marriage (e.g. stay at home parent), and lifestyle during marriage.
- Child Support: If you have children, the non-custodial parent may have to pay child support to the custodial parent to help cover expenses like childcare, education, and healthcare. These often follow state guidelines.
- Financial Disclosure: Both parties are generally required to provide a full picture of their financial life, including assets and debts, plus regular income and expenses.
- Retirement Accounts: Gains in retirement accounts like 401ks may be subject to division. A Qualified Domestic Relations Order (also called a QDRO) is used to avoid tax penalties during the division. Of note: You’ll want to be sure your beneficiaries are up to date on all accounts. If your ex-spouse is still listed as the primary beneficiary on your account when you pass, they will be entitled to receive these assets, even after a divorce.
- Taxes: You may have a change in filing status after your divorce. It’s in your best interest to work with a CPA or other tax professional to determine what your tax liability could look like post-divorce. You may also have one-time or limited time taxes on asset transfers, alimony payments, etc., that you’ll need to factor into your financial plan.
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We believe in simple, transparent fees. As a fee-based fiduciary, we can remain focused on doing what’s best for you, not commissions.
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Generally speaking, there are two legal methods to determine how assets (and debts) are divided.
- Community Property: In community property states, assets acquired during marriage are assumed to be equally owned, and are thus divided 50/50 during a divorce. Current community property states include Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington, and Wisconsin.
- Equitable Distribution: In equitable distribution states, assets acquired during marriage to the spouse who bought them. When a marriage ends in an equitable distribution state, property is divided to reflect each spouse’s contributions and needs. A judge is typically required to ascertain factors like health, job/earning potential, and financial needs in deciding how assets and debts are to be equitably distributed.
Note: A prenuptial agreement (or a “prenup,” as they’re commonly referred to) enabled couples to superseded community property laws. If you have a prenup in place, you’ve already determined who is entitled to which property in case of divorce.
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At Mercer Advisors, the phrase “unified in-house team” refers to our integrated group of professionals — financial planners, investment managers, tax advisors, estate strategists, insurance specialists, and other professionals — who collaborate to design and execute your comprehensive financial plan. This unified approach helps ensure all aspects of your financial life are working together.
1Tax preparation and tax filing are a separate fee from our investment management and planning services.
2Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice is provided through select third parties unaffiliated with Mercer Advisors.
3Mercer Global Advisors has a related insurance agency. Mercer Advisors Insurance Services, LLC (MAIS) is a wholly owned subsidiary of Mercer Advisors Inc. The scope of the services to be provided depends upon the terms of the engagement, and the specific requests and needs of the client. There can be no assurance that any investing approach will boost returns during any point in time or time period. Past performance is not a guarantee of future results.
4Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through select third parties unaffiliated with Mercer Advisors. Tax preparation and tax filing are a separate fee from our investment management and planning services
*Company statistics as of 7/31/25. Client assets refers to client assets under management (AUM) and client assets under advisement (AUA) as well as assets gained from recent acquisitions where the advisory agreements have been properly assigned to Mercer Global Advisors, but the custodial accounts have yet to be transferred and/or the accounts have yet to be migrated to Mercer Global Advisors’ portfolio management system.
