One Team to Manage It All
Your business is likely your greatest financial achievement—and may be your largest asset. At Mercer Advisors, we help business owners unlock value, protect wealth, and transition confidently into retirement or new ventures with tailored planning around succession, tax, and long-term stability.
Specialized Services for Business Owners
- Integrated Advice for Personal Wealth & Business
- Business Succession Planning
- Pass-Through Entity Tax Coordination
- Entity Structure Assessment
- Customized Exit Strategies
- Tax Optimization at Exit
- Retirement Planning and Transition Support
- Post-Sale Investment and Cash Flow Planning
How We Support Your Key Milestones
Unlocking Business Value:
We provide specialist guidance to help you enhance your business valuation, uncover hidden opportunities for growth potential, and confidently prepare for a successful sale.
Navigating the Sale:
The sale of a business is a transitional period, personally and professionally. With one dedicated advisor at the helm, we help simplify the sale process, bridging the gap between attorneys, accountants, and other financial professionals to create a cohesive strategy tailored to your needs.
Income Replacement and Retirement Planning:
Transitioning away from your business requires careful planning. We model post-sale income scenarios, evaluate buyer profiles, and design personalized plans that secure your financial future and maintain lifestyle stability.
Mercer Advisors offers the strength of a large national firm with the personal touch you expect from a local office.
A Family Office for Your Family
We’ve adapted the sophisticated, time-tested strategies used by ultra-high-net-worth individuals to help more families take control of their financial future.
A unified in-house team
of planners, investors, accountants, and estate strategists that designs — and executes — your financial plan.
A hand-picked advisor
who is focused on serving you, not on finding new clients.
An institutional-grade portfolio
personalized to you and managed by a team of 100+ investment professionals, not just one advisor.
A boutique fiduciary with national strength
that combines intimate service and sophisticated capability, and only acts in your best interest.
Read Reviews from our Clients
Read Reviews from our Clients
Trust We Have Earned
Frequently Asked Questions
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It’s never too early to start creating a business succession plan. Ideally, you should begin planning as soon as possible, whether you’re years away from stepping back or considering retirement.
Starting early can allows you to account for unforeseen circumstances, help ensure a smooth leadership transition, address tax implications, and align the plan with your long-term business and personal goals. Early planning can also provide flexibility to adapt to changes and help maximize the value of your business at exit.
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At Mercer Advisors, we help identify opportunities to enhance business valuation, optimize deal structure, and time your exit for maximum impact.
Our team works closely with you to help ensure your business reflects its full potential in the eyes of prospective buyers. The intended result is a more confident, informed exit that supports your financial future and honors the legacy you’ve built.
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Tax strategies for sole proprietorships and pass-through entities must address unique challenges like fluctuating deductions, inflation-driven costs, and changing tax laws. A few strategies to help minimize your overall tax burden include:
Entity Optimization: One of the most effective ways to help reduce taxes is through entity selection. For example, transitioning from a sole proprietorship to an S-Corporation can save significantly on self-employment taxes. By paying yourself a reasonable salary and distributing remaining profits as dividends, you can reduce taxable income while staying compliant.
Section 179 Deduction: Section 179 offers an opportunity for immediate tax relief by allowing you to deduct up to $1.25 million in qualifying business assets, such as vehicles, technology, or office upgrades, instead of depreciating them over years. Planning major purchases and prioritizing them before year-end can maximize savings.
Retirement Plan Contributions: In 2025, sole proprietors and pass-through entity owners can contribute up to $69,000 annually to a Solo 401(k) or SEP IRA, providing tax-deferred growth and immediate tax deductions.
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Mercer Advisors employs a factor-based investing approach, grounded in decades of academic research. This investment strategy involves assessing factors such as company size, quality, momentum, value, and volatility to construct well-diversified portfolios with higher expected returns. Our investment committee oversees this process, helping to ensure that your portfolio aligns with your financial goals and risk tolerance.
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Mercer Advisors offers flexible engagement options to meet your preferences. While we have 100+ offices nationwide, we also provide virtual services, allowing you to collaborate with your advisory team remotely.
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A fiduciary is legally obligated to act in your best interest, placing your needs above their own. As a Registered Investment Advisor (RIA), Mercer Advisors upholds this fiduciary duty, our recommendations are based on what we believe is in your best financial interest.
