retirement plan administration
Comprehensive plan administration. Maximized benefits.
Plan Design and Setup
Mercer Advisors provides a comprehensive analysis of your
unique business demographics, financial resources and
core philosophies in order to design a retirement system
— a single plan or multiple plans — that maximizes your
retirement savings and tax advantages.
Plan Types and Administration Options
We offer Retirement Plans with both Balance Forward and Daily Valuation administration options, including Profit Sharing, 401(k) and Defined Benefit plans. All of our retirement plans benefit from access to the Mercer Advisors Investment portfolios and have a range of options to fit your needs, including:
- Flexible contribution options
- Multiple vesting options
- Numerous investment vehicle options
Non-tax Benefits
As all plan participants enjoy taxation advantages, it is often easier to recruit, retain and motivate your team. In addition, should a plan participant ever experience financial difficulties, plan assets are typically creditor-proof — an added level of retirement insurance for both you and your employees.
Plan Administration Services
Our Retirement Plan Services department performs all administrative functions for your plan in order to ensure continuity of Qualified Retirement Plan status for your plan, in compliance with all applicable federal regulations, including:
- Reviewing plan eligibility and non-discrimination testing
- Testing plan compliance for all applicable federal regulations
- Calculating employer contributions and confirming deductibility
- Reconciling plan and participant accounts
- Calculating and reviewing participant vesting
- Preparing annual employer plan reports
- Preparing annual employer government reports
- Reviewing plan design annually
- Providing employee account certificates (as required)
- Creating plan document
- Maintaining and amending plan document
- Providing participant loan and distribution services
- Reviewing and processing Qualified Domestic Relations Orders (QDRO)
Mercer Global Advisors Inc. is registered with the Securities and Exchange Commission and delivers all investment-related services. Mercer Advisors Inc. is the parent company of Mercer Global Advisors Inc. and is not involved with investment services. Forbes and Investment News rankings are for Mercer Global Advisors Inc.
